ToolHubX

Understanding Your UK Personal Taxes in Minutes

Paying personal taxes in the UK involves Income Tax and National Insurance Contributions (NICs)—but how much do you owe? ToolHubX’s free UK Personal Tax Calculator breaks it down in minutes—here’s a quick guide.

Take a £35,000 annual salary for 2025/26. The Personal Allowance is £12,570, leaving £22,430 taxable at 20% (£4,486). NICs apply above £9,100 at 12% (£3,159.60 on £26,330), dropping to 2% above £50,270 (none here). Total tax: £7,645.60, netting you £27,354.40 after deductions—simple, right?

Input £35,000 into the calculator, hit "Recalculate," and get this breakdown instantly—HMRC-compliant for estimates, not a substitute for pros. It’s fast, free, and perfect for planning. Try it at toolhubx.uk and share feedback at support@toolhubx.uk!